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AVP-Credit Analyst

Date:  Apr 2, 2025
Location: 

India

Office Location:  Chennai, India

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region.   SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network.  We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

 

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

  1. Performing credit analysis / monitoring of existing clients.
  2. Prepare credit application / credit grading / self - assessment for assigned clients.
  3. Generate detailed financial modelling using a range of models to provide comprehensive information and analysis.
  4. Support the corporate customers for their banking requirements; products including fun based, non-fund based, treasury, trade, CMS.
  5. Preparing presentations and reports on behalf of seniors for presentations to external parties such as customers and advisors.
  6. Collect necessary data and information to support marketing and execution of transactions.
  7. Support the RMs on new business opportunities through analysis and review of financial information.
  8. Understand and maintain internal compliance requirements
  9. Additional items related to the above designated by the Department Head from time to time
  10. Helping the RM Team with prospective of new clients – both local and MNC.

 

 

Primary Responsibilities

(These are the key work activities to achieve the position objective. Limit this section to essential responsibilities.)

Percentage (%) of

Time Spent

 
  1. Credit Proposal Writing

 

50%
  1. Portfolio Management, meeting internal and client requirements

 

30%
  1. Prospecting New clients along with RM

 

20%

 

 

Knowledge, Skills, Experience & Qualifications

  • Understanding financial concepts, economics and industry trends
  • Strong numerical and financial skills with the ability to interpret financial information and able to design and use financial models
  • MBA from a reputed premier institution, Chartered Accountant or CFA

 

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