AVP-IMPS&UPI

Date:  Mar 12, 2026
Location: 

India

Office Location:  Mumbai, India

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region.   SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network.  We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

 

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

  • Perform daily reconciliations and settlements  for IMPS, UPI and  Related products like  RTGS/NEFT.
  • Ensuring accuracy between bank statements, payment gateways and internal systems
  • Monitor transactions , resolve discrepancies, handle dispute and prepare MIS reports for audits and stakeholders,
  • Keeping & maintaining Control books  related to assigned work area
  • Updation of volume tracker, Monitoring of Mails  and Custody related to  transactions
  • Other work allocated by Management

 

 

  1. Knowledge
  1. Skills
  1. Experience
  1. Qualifications
  • Strong expertise in payment technologies, (IMPS/UPI Operations)
  • Knowledge of ISO, API testing and reconciliation processes , familiarity with banking regulations and fraud prevention
  • Time Management and multitasking for daily monitoring , reporting and post -deployment support
  • Analytical mindset for transaction trends and root cause analysis , communication for stakeholder coordination
  • Team collaboration

 

 

  • Written and oral communication skills
  • Analytical skills
  • Detail oriented and organized
  • Problem solving skills
  • Proficiency in MS Office tools:
    • Word
    • Excel
    • PowerPoint
  •  
  • 8+ year relevant experience in similar role

 

  • A degree in the following subjects:
    • Finance or Economics
    • Commerce
    • Accounting