AVP/VP, Business Analyst, APH (Payment Services)

Date:  Nov 4, 2025
Location: 

Singapore

Office Location:  One@Changi City, Singapore

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region.   SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network.  We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

 

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

Key Responsibilities

Direct Responsibilities:

  • Requirements gathering with business, operations & other system interfaces
  • Perform system/functional analysis to facilitate the functional requirements document (FRS)
  • Creation of operational workflows, and use cases diagrams
  • Contribute towards the relevant sections of the Requirements Traceability Matrix (RTM)
  • Provide viable solutions that improve operational efficiency, user experience, and delivers business initiatives
  • Review and sign-off the artefacts and solutions produced by the technical teams and vendor
  • Provide SIT, UAT, regression, performance testing and rehearsal testing support
  • To ensure successful implementation of solution on schedule

 Contributing Responsibilities:

  • Engage vendors, other application/project teams for new payments platform development
  • Contribute towards the end-to-end solutioning for new business products/offerings
  • To share expertise by providing training and knowledge sharing sessions
  • Support post production issues and provide necessary guidance to BAU teams

Requirements:

  • 7+ years of IT experience in payments related banking software Implementation/development
  • Strong analytical skills and attention to details
  • Strong verbal and written communication skills
  • Excellent interpersonal and negotiation skills
  • Ability to work in a dynamic and multi-cultural environment
  • Able to work independently or in a team to resolve issues and/or identify solutions in a timely manner
    In depth experience in Payments, Cash Management and Transaction Banking projects
  • Extremely familiar with Payments and Collections/Receivables (TT, RTGS, ACH Bulk Payments, Direct Debit, Real-Time Payments, Cheques, Virtual Account, Liquidity Mgmt) and Operations BAU processing, across the APAC region
  • Sound domain knowledge in Corporate Banking, Trade and Wealth Management
  • Sound functional analysis and project management skills
  • Hands-on experience with Payment Operations processing, data/interface mapping and troubleshooting
  • Practice of SDLC and/or Agile Scrum
  • Good knowledge on:
  • CBPR+ ISO20022 payment standard and SWIFT messages
    • Straight-thru processing (STP) and operational efficiency
    • Core banking and foreign exchange transactions
    • Transaction reporting and advices
    • Payments filtering and AML
    • Reconciliation and settlement
    • Cash flow management and financial / regulatory reporting
    • Payment transformation lifecycle and implementation methodology