Analyst - Loans

Date:  Apr 28, 2026
Location: 

India

Office Location:  Mumbai, India

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region.   SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network.  We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

 

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

  • To process operations in system related to Loan disbursement, Settlement & loan renewal. Collection of interest on all Categories of loans on month end. 
  • Safe-Keeping of Original Loan / Facility Documents.
  • Knowledge of mandatory regulatory guidelines related to Loans
  • Generating Loan statement/advice and any other credit or transaction statement or certificate as per customer request or as per internal or statutory compliance requirement.
  • Keeping track of loan maturity.
  • Filing of documents. Arranging & maintaining all files properly. Keeping & maintaining registers related to assigned work area.
  • Processing of RTGS/NEFT related to loan transactions.
  • Other work is allocated by the management.
  • Back up for INR remittances, deposits and Teller Operations.
  • Arranging to provide all loan-related data for RBI, other regulatory & H.O. reports.
  • Preparation of NPA tool check & Daily MIS for loan-related transactions.
  • Monitoring and reconciliation of DSF transactions.
  • Email monitoring
  • Keeping & maintaining registers related to assigned work area
  • Updation of volume tracker, fax and exception register related to above transactions
  • Recon, Precob of Loans operations, saving daily reporting related to loans operations
  • Other work allocated by Management.
  • Monitoring of Internal Account / Customer Loan Accounts and their reconciliation
  1. Knowledge
  1. Skills
  1. Experience
  1. Qualifications
  • Knowledge of Regulatory Reports .
  • An understanding of RBI circular on Loans and Advances .

 

  • Written and oral communication skills
  • Analytical skills
  • Detail oriented and organized
  • Problem solving skills
  • Proficiency in MS Office tools:
    • Word
    • Excel
    • PowerPoint

 

  • 3+ year relevant experience in similar role

 

  • A degree in the following subjects:
    • Finance or Economics
    • Commerce
    • Accounting