Assistant Vice President, Credit Department

Job Responsibilities

• To review and assess credit applications submitted from business units; and to make concise and adequate executive summary to seek approval from relevant authorities.
• To establish an adequate action plan for credits likely to deteriorate to minimize credit costs.
• To manage and maintain the accuracy of registration of credit monitoring system and client database, and to instruct business units to modify data if necessary.
• To conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.
• To monitor and proactively control credit exposures under large scale companies and/or certain sectors for increased concern on concentration risks, in cooperation with other relevant teams / departments.
• Any other duties as may be assigned from time to time.

Requirements

1. Bachelor's degree; qualifications in corporate finance, financial analysis, credit risk management.

2. Experience in credit analysis / credit approval department in banking or rating agencies.

3. Strong credit analysis and due diligence skills. Ability to prepare clear and concise credit recommendations.

4. Excellent organising and planning skills. Team player attributes.

5. Excellent communication skills (written and spoken)