Assistant Vice President - Real Estate Finance, Corporate Banking

At SMBC, you’re not just joining a company—you’re becoming part of a community that values respect, growth, and making an impact every day. We offer a range of flexible benefits designed to help you balance work, family, and your personal goals:

• Great Place to Work Certified: Proudly certified as a Great Place to Work, we provide a welcoming and supportive culture where your contributions are valued.
• Parental Leave: Enjoy competitive parental leave to support you through life’s important milestones.
• Women in Banking and Finance (WIBF): As a Gold member, employees have access to events, professional development courses, and valuable networking opportunities.
• Me Time: Take 2 paid hours off each month to focus on your wellbeing—because your health matters.
• Comprehensive Insurance: Permanent employees benefit from SMBC-funded Life, Total and Permanent Disability (TPD), and Group Salary Continuance Insurance for peace of mind.
• Social Contribution Leave: Take one day each year to volunteer and give back to your community with paid Social Contribution leave.

At SMBC, we believe our strength lies in our diverse workforce - people who bring their unique perspectives and talents to deliver innovative solutions for our clients. We’re committed to fostering an inclusive environment where everyone feels supported to grow both professionally and personally.

This role involves assessing corporate real estate, real estate investment, and development clients by reviewing financial information, building financial models, analysing projects, and preparing reports. The successful candidate will prepare credit applications, manage transaction documentation, and support the completion of transactions. As a senior credit and execution member of the REF, CBAP team, this person will play a key role in executing transactions whilst promoting SMBC’s products and services.

This position will be responsible for the following:

• Delivering detailed credit analysis and financial analysis of corporate and structured real estate customers and potential deals.
• Working with financial models and modelling cash flows and financial information to undertake financial analysis.
• Preparing reports for presentations to external parties, such as customers and advisors.
• Preparing credit papers to seek credit approval for transactions from SMBC Credit Department.
• Conduct periodic / interim reviews over existing customer accounts.
• Manage the loan and ISDA documentation negotiation and execution.
• Assisting with ongoing credit, compliance and general administration of the real estate portfolio. This will relate to credit memoranda, assisting with the execution of loan documents and ongoing project monitoring requirements.
• Participating as a senior member of the REF team in servicing the clients’ day-to-day requirements over existing and new products.
• Supporting the Head of REF, Deputy Head of REF, and Vice Presidents with implementation of policy and process improvements, REF portfolio analysis and analysis of new business opportunities. 

To succeed in this role, you will have:

• 7+ years of relevant experience as an Assistant Relationship Manager or Credit Analyst, ideally within a Bank or Financial Institution in a deal origination team.
• Awareness and reasonable understanding of Real Estate Finance and Corporate Banking financial products and services.
• Advanced understanding of financial statements and ability to conduct financial modelling.
• Advanced understanding of credit processes within a bank and related administration.
• Strong level of numeracy and financial analysis skills.
• Influencing skills both in writing through presenting a persuasive argument and verbally.
• Ability to condense complex issues into a readable format in report writing or through other communications.
• Excellent communication skills both verbal and written.
• Proficiency in Microsoft Office, including Excel, Word and PowerPoint.
• Tertiary qualifications in a business relevant field.

SMBC: where you can Be Yourself, Make a Difference and Build Your Career.