Credit Analyst

Roles and Responsibillities

• Administrating of the credit by making control sheet and instruction sheet, checking of collateral, receiving necessary agreements, and checking credit line utilization
• Being intermediary between customers and other departments for good communication. this is in order to keep and to build up our good reputation.
• Concentrating and supporting any job related to this department
• Co-operating with the policy from management and credit manager
• Minimizing our credit risk by obtaining information from customers or market
• Preparing the renewal credit application, setting up new credit facility, making credit review report and others which related to this department, in order to smoothen our operation, etc.
• Seeking new opportunity, promoting banking's business and expanding new business to new potential customers
• Promoting banking products to existing customers, seeking new opportunity and expanding business in area of those customers
• To support and perform any other related duties assigned by the superior
  
  

Qualifications 

• Education: Bachelor’s degree in finance, Accounting, Economics, or a related field. 

• Experience: Minimum of 3-5 years in credit analysis or a similar role within the banking or financial services industry. 
• Skills: 
  • Advanced credit analysis skill; ratio analysis, financial statement analysis, risk assessment, cash flow analysis and knowledge of cash flow projection. 
  • Proficiency in accounting principles and financial techniques. 
  • Strong understanding of all credit products, security management and covenant control. 
  • Proficiency in English, both spoken and written. 
  • Ability to work under pressure, maintain accuracy, and meet deadline.