Credit Analyst
Date:
Jul 3, 2026
Location:
Thailand
Office Location:
Bangkok, Thailand
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Responsibilities
- Conduct comprehensive credit analysis and evaluate the creditworthiness of existing and prospective corporate customers.
- Review and analyze financial statements, cash flow projections, business plans, and industry outlooks to assess repayment capacity and identify key credit risks.
- Prepare credit applications, annual reviews, covenant monitoring reports, and credit recommendations in compliance with the Bank’s credit policies and regulatory requirements.
- Perform industry, market, and peer analysis to support sound credit decision-making and portfolio management.
- Monitor customer performance, credit exposure, and risk indicators, and recommend appropriate risk mitigation measures when necessary.
- Work closely with Relationship Managers to structure financing solutions that meet customer needs while maintaining prudent risk management standards.
- Support the execution of banking products and services by providing credit and risk assessment throughout the transaction lifecycle.
- Maintain accurate credit documentation and ensure timely completion of internal approval processes.
- Contribute to portfolio quality and support the achievement of the Bank’s business objectives through effective credit risk management.
Qualifications
- Bachelor’s or Master’s degree in Finance, Banking, Economics, Accounting, Business Administration, or a related field.
- Minimum 5 years of experience in corporate banking, credit analysis, credit underwriting, or related fields.
- Strong knowledge of corporate finance, financial statement analysis, credit risk assessment, and corporate banking products.
- Good understanding of banking regulations, credit policies, and risk management principles.
- Proven analytical, critical thinking, and problem-solving skills with strong attention to detail.
- Strong written and verbal communication skills in English.
- Proficiency in Microsoft Office applications, particularly Excel and PowerPoint.
- Ability to work effectively under pressure and manage multiple priorities within tight deadlines.
- Strong interpersonal skills with the ability to collaborate effectively with Relationship Managers, Credit Departments, and other stakeholders.