Deposit Operation Specialist

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region.   SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network.  We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

Responsibilities:

• Perform and oversee daily Deposit Operations activities, ensuring accurate and timely transaction processing.
• Review and authorize transactions as a Checker in accordance with established procedures, maker-checker controls, and operational requirements.
• Manage reconciliation, exceptions, and operational issues, coordinating with relevant departments for timely resolution.
• Supervise, coach, and provide guidance to junior staff to support effective daily operations and adherence to procedures.
• Monitor operational risks and support process improvements to enhance control, accuracy, and operational efficiency.

Qualifications:

• Bachelor’s degree in Business Administration or related fields and minimum of 3 years related Deposit Operations and banking transaction processing.
• Good understanding of deposit products, settlement processes, interest processing, maturity handling, and related operational controls.
• Strong understanding of operational risk, maker-checker controls, reconciliation, and exception management.
• Strong leadership, coaching, and people management skills.
• Strong analytical, problem-solving, and decision-making abilities.
• Good stakeholder management, command in English and computer literacy in MS office.
• Ability to manage multiple priorities and work effectively under time-sensitive conditions.
• Understanding of deposit products, settlement processes, interest processing, maturity handling, and related operational controls.