Director - Portfolio Management, Structured / Project Finance Group

At SMBC, you’re not just joining a company—you’re becoming part of a community that values respect, growth, and making an impact every day. We offer a range of flexible benefits designed to help you balance work, family, and your personal goals:

• Great Place to Work Certified: Proudly certified as a Great Place to Work, we provide a welcoming and supportive culture where your contributions are valued.
• Parental Leave: Enjoy competitive parental leave to support you through life’s important milestones.
• Women in Banking and Finance (WIBF): As a Gold member, employees have access to events, professional development courses, and valuable networking opportunities.
• Me Time: Take 2 paid hours off each month to focus on your wellbeing—because your health matters.
• Comprehensive Insurance: Permanent employees benefit from SMBC-funded Life, Total and Permanent Disability (TPD), and Group Salary Continuance Insurance for peace of mind.
• Social Contribution Leave: Take one day each year to volunteer and give back to your community with paid Social Contribution leave.

At SMBC, we believe our strength lies in our diverse workforce - people who bring their unique perspectives and talents to deliver innovative solutions for our clients. We’re committed to fostering an inclusive environment where everyone feels supported to grow both professionally and personally.

As a leader in project finance in the Asia Pacific region, SMBC prides itself for its depth of experience in structuring complex transactions. With our leading edge services, extensive product knowledge and unique strengths in understanding borrower’s requirements, significant debt underwriting and DCM capability, we have been consistently recognized by the industry. Partnering with our clients across industries and sectors with dedicated teams and solutions SMBC has been actively supporting our clients in providing project financing services in Asia Pacific since the mid-1990s. Our regional headquarters is based in Singapore and well-supported by dedicated experts across located across Southeast Asia, India, China, East Asia and Australia – covering core sectors such as Power, Renewables, Energy and Natural Resources, Infrastructure, TMT and Healthcare.

Reporting to the Team Head of Portfolio Management Group, Sydney; the primary responsibility of this role is to manage the ongoing credit and administrative processes of a portfolio of Project Finance transactions This includes liaising with marketing departments, liaising with internal departments to manage the administrative processes, managing loan documentation, completion of periodic portfolio monitoring, preparation of credit submissions, and preparation of reports to regional and Head Office.

In addition, the incumbent will assist the Team / Group Heads to provide guidance and leadership to a small team of credit portfolio managers as well as support the activities of the Marketing Teams as necessary.

This position will be responsible for but not limited to the following:

• Manage and develop direct reports, including completing performance reviews, development plans, performance management processes and providing day to day guidance to direct reports on day-to-day issues as required.
• Foster a positive working environment where all employees are highly customer focused, can deliver creative solutions and strive for excellence.
• Review the work of a small team of portfolio managers and provide training and guidance where required.
• Following the Financial Close and First Drawdown, implementing appropriate ongoing credit monitoring procedures.
• Monitoring and undertaking all relevant internal reporting requirements (Daily, Monthly, Quarterly, Annually).
• Assisting and advising Marketing Teams in relation to new transactions (in particular in Credit Grading methodology).
• Preparing annual credit review papers and other ad-hoc reviews (as required) in co-operation with the Marketing Teams to present to relevant Credit Departments.
• Preparing consent/waiver/refinance/restructure proposals/papers in co-operation with the Marketing Teams (as required) to present to relevant Credit Departments.
• Monitoring portfolio, including regular customer monitoring requirements (financial accounts, covenant compliance etc.), key indicators, media etc. with regular reporting to management.
• Assisting in asset sale processes (process and information management, documentation, settlement).
• Assist in ROE enhancement activities.

To succeed in this role, you will have:

• Minimum 10 years credit risk experience within Structured Finance, Corporate Banking or Credit Risk environment with a Bank or Financial Institution.
• Strong knowledge of financial products in particular Loans, Bonds, Swaps. 
• Strong understanding and ability to interpret financial statements.
• Strong understanding of banking practices and processes associated with credit control and related administration.
• Strong financial analysis, credit analysis, financial modelling and portfolio/asset valuation modelling skills.
• Strong knowledge of Regulatory Capital concepts (Regulatory Balance Sheet, Risk Asset, Asset Valuation, Asset ROE).
• Strong loan asset and derivative secondary sale process experience.
• Strong influencing skills both in writing through presenting a persuasive argument and verbally when handling objections.
• Excellent time management and organisational skills, with a focus on ability to manage multiple projects and meet agreed timeframes.
• Ability to condense complex issues into a readable format in report writing or through other communications.
• Tertiary qualification in a financial or related field.

SMBC: where you can Be Yourself, Make a Difference and Build Your Career.