Senior Analyst - Securitisation Group (SSG), SPDA
Date:
Mar 6, 2026
Location:
Singapore
Office Location:
CapitaSpring, Singapore
Key Responsibilities
Financial Performance & Business Goals
-
Deliver financial and non-financial performance targets in line with the company’s risk management and compliance policies.
-
Promote securitisation and structured finance business across marketing, origination, and distribution.
-
Manage closing processes and ongoing monitoring for assigned transactions.
-
Prepare term sheets, offer letters, and financing proposals.
-
Conduct documentation-related due diligence and provide reporting.
-
Review loan agreements, security documents, and coordinate with legal counsel.
-
Review due diligence reports and other third‑party assessments required for loan distribution.
-
Conduct research and prepare reports as required by management.
-
Perform additional tasks assigned by management.
-
Coordinate with SPDA, branch teams, Head Office departments, and SMBC Group entities to deliver value-added services to clients.
-
Research market conditions, laws, and regulations related to the business, and share information with relevant stakeholders.
-
Support new projects, new product development, and process improvement initiatives.
-
Work collaboratively as “TEAM SMBC/SMFG” to deliver high levels of trust and service to clients and internal partners.
-
Collect data and information to support marketing efforts and transaction execution.
Risk Management
-
Analyse credit risks related to underlying assets and transaction structures and apply appropriate credit monitoring procedures.
-
Monitor portfolio performance and take necessary actions in response to potential deterioration.
-
Ensure compliance with risk management frameworks, policies, and procedures relevant to the business.
Compliance, Administration & Internal Processes
-
Maintain awareness and understanding of internal compliance requirements.
-
Ensure compliance with regulatory, company, and branch policies and procedures.
Job Requirements
- Minimum of 3-5 years’ experience in a Structured Finance or securitization environment with a Bank or Financial Institution in an Origination Team;
- Tertiary qualification in a business-related field;
- Good knowledge of financial products;
- Good understanding and ability to interpret financial statements;
- Comprehensive understanding of banking practices and processes of the role of credit within a bank;
- High level of numeracy and strong financial analysis skills, and the ability to conduct financial modeling;
- Accuracy and attention to detail;
- Good communicator, both verbally and in writing at business level to the level of business report writing;
- Strong time management and good organisational skills;
- Influencing skills both in writing through presenting a persuasive argument and verbally when handling objections;
- Ability to condense complex issues into a readable format in report writing or through other communications;
- Ability to interpret and follow procedures;
- Advanced skills in Microsoft Office, specifically Excel.