Vice President - Real Estate Financing Group 1

The candidate is to expected to assume the following key responsibilities:

• Origination & Execution
  • Identify and support origination of real estate financing opportunities with developers, investors, and corporates.
  • Lead end-to-end execution of transactions including due diligence, financial modeling, credit analysis, and documentation.
  • Undertake account related activities for the clients covered directly by Real Estate Financing team.
• Structuring & Credit
  • Structure bespoke financing solutions including construction finance, lease rental discounting, and acquisition finance.
  • Conduct client meetings, site visits, and preliminary assessments to evaluate project viability.
  • Perform detailed credit analysis, financial modeling, and risk assessment of proposed transactions.
  • Prepare and present credit proposals to internal committees, ensuring alignment with risk appetite and regulatory guidelines.
• Transaction Execution
  • Manage end-to-end execution of transactions including due diligence, documentation, legal negotiations, and disbursement.
  • Coordinate with internal teams (legal, compliance, risk, operations) and external advisors to ensure timely and smooth deal closure.
• Market & Client Management
  • Build and maintain strong relationships with clients, industry stakeholders, and intermediaries.
  • Monitor market trends, regulatory developments, and competitor activity to identify new opportunities.
• Portfolio Management
  • Monitor performance of the real estate loan book, including covenants, project milestones and risk triggers.
  • Conduct annual renewals and ensure compliance with extant regulations.
  • Identify early warning signals and recommend corrective actions to mitigate credit risk.
  • Ensure compliance with internal policies, regulatory guidelines, and audit requirements.
  • Work closely with risk, legal, and compliance teams to ensure robust portfolio health.
• Collaboration
  • Collaborate with internal stakeholders including corporate banking RMs, treasury and structuring solutions team, credit department, planning department etc.
  • Liaise with external stakeholders including law firms, valuers and Lender’s Engineer.